Sorry to see that your stress levels are high. Good luck with move on Thursday - watch that trapped nerve and don't be tempted to help anyone lift things.
As I can't think of any practical advice re. the insurance side of things or on the medical side, not much else to add, really, is there mate!
¡Así es la vida! or ¡La vida es así! are the bland, philosophical expressions. I could let you know of others but it'll have to be over the PMS (is that what it's called?), as the P-that-B. get all worked up at the use of spicy language and I've already had one - undeserved, I hasten to add - warning